For many Silicon Valley home buyers, the selection of a lender may have everything to do with rates, or personal referrals, or a “brand name”. But did you know that your choice of lender may impact your odds of success when bidding on a home? It is true.

With multiple offers, all kinds of things are factored in.  Many times, the listing agent may have had a positive or negative experience with a banker or mortgage broker, and that  will color how your offer package is received. Some lenders and banks have a wonderful reputation for ontime performance (to steal a phrase from the airline industry). Others, not so much.   Some of the biggest banks may be the worst to deal with because they have a bad reputation within the industry.

Today it’s very common for home buyers in the san Jose area to have their own lender picked out before ever speaking with their future buyer’s agent.  (It used to be more the norm to find the real estate agent first, then find a lender whom he or she had suggested.)

Before deciding upon a lender, chat with your Realtor or other real estate professional about this issue or reputation. Right now, multiple offers are very common in Santa Clara County.  If you expect to be in a multiple offer situation, it is vitally important that you team up with a lender with a stellar reputation.  If you don’t, you may find it even harder to buy your next home!

  1. 2 beds, 2 baths
    Home size: 1,012 sq ft
    Lot size: 1,032 sqft
  2. 3 beds, 2 baths
    Home size: 1,176 sq ft
    Lot size: 879 sqft
  3. 2 beds, 2 baths
    Home size: 843 sq ft
    Lot size: 1,210 sqft
  4. 3 beds, 2 baths
    Home size: 1,260 sq ft
    Lot size: 6,198 sqft
  5. 3 beds, 2 baths
    Home size: 1,211 sq ft
    Lot size: 5,998 sqft
  6. 4 beds, 3 baths
    Home size: 1,474 sq ft
    Lot size: 967 sqft
  7. 3 beds, 2 baths
    Home size: 1,488 sq ft
    Lot size: 12,000 sqft
  8. 5 beds, 3 baths
    Home size: 1,742 sq ft
    Lot size: 7,078 sqft
  9. 0 beds, 0 bath
    Home size: 3,479 sq ft
    Lot size: 7,440 sqft
  10. 2 beds, 2 baths
    Home size: 922 sq ft
    Lot size: 1,960 sqft

See all Real estate in the city of San Jose.
(all data current as of 11/22/2017)

Listing information deemed reliable but not guaranteed. Read full disclaimer.


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Mary Pope-Handy
Sereno Group Real Estate
214 Los Gatos-Saratoga Rd
Los Gatos, CA 95030
408 204-7673
Mary (at)
License# 01153805

Selling homes in
Silicon Valley:
Santa Clara County,
San Mateo County, and
Santa Cruz County.
Special focus on:
San Jose, Los Gatos,
Saratoga, Campbell,
Almaden Valley,
Cambrian Park.
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Valley Of Hearts Delight
Santa Clara County Real Estate,
with an interest in history
Silicon Valley relocation info
Silicon Valley real estate,
focus on home selling

Silicon Valley Real Estate Report
Silicon Valley real estate
market trends & statistics
Mary’s Blog Awards
Top 25 real estate blogs 2016
2016: Personal Income's list of top 25 real estate blogs.

Best Realtor blog award
2016: Coastal Group OC's list of best Realtor blogs

The 2009 Sellsius list of top 12 women real estate bloggers
2009: Sellsius list of top
12 women real estate bloggers

Mary Pope-Handy's Live in Los Gatos blog won the 2007 Project Blogger contest, sponsored by Inman News and Active Rain

2007: Mary Pope-Handy and Frances Flynn Thorsen win the Project Blogger Contest for Mary's Live in Los Gatos blog. The contest was sponsored by
Active Rain and Inman News.

Non blog award

Best real estate agent in Silicon Valley from the San Jose Mercury News poll of readers in 2011
"Best real estate agent
in Silicon Valley"

2011 readers' poll,
San Jose Mercury News

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