For many Silicon Valley home buyers, the selection of a lender may have everything to do with rates, or personal referrals, or a “brand name”. But did you know that your choice of lender may impact your odds of success when bidding on a home? It is true.

With multiple offers, all kinds of things are factored in.  Many times, the listing agent may have had a positive or negative experience with a banker or mortgage broker, and that  will color how your offer package is received. Some lenders and banks have a wonderful reputation for ontime performance (to steal a phrase from the airline industry). Others, not so much.   Some of the biggest banks may be the worst to deal with because they have a bad reputation within the industry.

Today it’s very common for home buyers in the san Jose area to have their own lender picked out before ever speaking with their future buyer’s agent.  (It used to be more the norm to find the real estate agent first, then find a lender whom he or she had suggested.)

Before deciding upon a lender, chat with your Realtor or other real estate professional about this issue or reputation. Right now, multiple offers are very common in Santa Clara County.  If you expect to be in a multiple offer situation, it is vitally important that you team up with a lender with a stellar reputation.  If you don’t, you may find it even harder to buy your next home!

  1. 3 beds, 3 baths
    Home size: 1,507 sq ft
    Lot size: 6,224 sqft
  2. 4 beds, 2 baths
    Home size: 1,313 sq ft
    Lot size: 5,000 sqft
  3. 4 beds, 3 baths
    Home size: 2,288 sq ft
    Lot size: 8,058 sqft
  4. 5 beds, 3 baths
    Home size: 2,062 sq ft
    Lot size: 5,972 sqft
  5. 4 beds, 2 baths
    Home size: 1,344 sq ft
    Lot size: 4,996 sqft
  6. 4 beds, 3 baths
    Home size: 2,124 sq ft
    Lot size: 7,958 sqft
  7. 2 beds, 1 bath
    Home size: 885 sq ft
    Lot size: 4,721 sqft
  8. 3 beds, 4 baths
    Home size: 1,901 sq ft
    Lot size: 1,206 sqft
  9. 4 beds, 2 baths
    Home size: 1,781 sq ft
    Lot size: 5,318 sqft
  10. 3 beds, 2 baths
    Home size: 997 sq ft
    Lot size: 6,455 sqft

See all Real estate in the city of San Jose.
(all data current as of 9/22/2018)

Listing information deemed reliable but not guaranteed. Read full disclaimer.


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Mary Pope-Handy
Sereno Group Real Estate
214 Los Gatos-Saratoga Rd
Los Gatos, CA 95030
408 204-7673
Mary (at)
License# 01153805

Selling homes in
Silicon Valley:
Santa Clara County,
San Mateo County, and
Santa Cruz County.
Special focus on:
San Jose, Los Gatos,
Saratoga, Campbell,
Almaden Valley,
Cambrian Park.
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Mary’s other sites & blogs
Valley Of Hearts Delight
Santa Clara County Real Estate,
with an interest in history
Silicon Valley relocation info
Silicon Valley real estate,
focus on home selling

Silicon Valley Real Estate Report
Silicon Valley real estate
market trends & statistics
Mary’s Blog Awards
Top 25 real estate blogs of 2018 by RentPrep2018's list of top 25 real estate blogs to follow

Top 25 real estate blogs 2016
2016: Personal Income's list of top 25 real estate blogs.

Best Realtor blog award
2016: Coastal Group OC's list of best Realtor blogs

The 2009 Sellsius list of top 12 women real estate bloggers
2009: Sellsius list of top
12 women real estate bloggers

Mary Pope-Handy's Live in Los Gatos blog won the 2007 Project Blogger contest, sponsored by Inman News and Active Rain

2007: Mary Pope-Handy and Frances Flynn Thorsen win the Project Blogger Contest for Mary's Live in Los Gatos blog. The contest was sponsored by
Active Rain and Inman News.

Non blog award

Best real estate agent in Silicon Valley from the San Jose Mercury News poll of readers in 2011
"Best real estate agent
in Silicon Valley"

2011 readers' poll,
San Jose Mercury News