When are property taxes due in Santa Clara County?

When are property taxes due? The tax bill will have the dates, and the postcard has the assessed value of the property.When are property taxes due in Santa Clara County?  The schedule for when property taxes are due in Santa Clara County is not intuitive and confuses most people, at least initially.  The tax calendar is as follows:

  • Beginning of fiscal year: July 1st
  • First installment of taxes due covers July 1 – December 31st
  • Second installment of taxes due covers Jan 1 – June 30

Although you might expect the two bills to be due & payable 6 months apart, that’s not how it works!

Installment # 1 is due November 1 and is delinquent December 10th

Installment # 2 is due February 1 and is delinquent April 10th

Don’t confuse the income tax deadline with the property taxes due date

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Is your property tax assessment too high?

In the 4th quarter of 2022, Santa Clara County home prices bottomed out after 6 months of interest rate hikes and sliding home values. The property tax assessment for many home owners on January 1st from the county tax assessor’s office may have been higher than market value for that day, depending on which comparable sales or comps that office used.

If your property tax assessment for this year came in a little higher than market value, you may be able to appeal that assessment.

 

Property tax assessment bill - the annual county tax assessor's office will issue the valuation to home owners on this card each September or October

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Appealing the property tax assessment

 

The county tax assessor’s office uses comparable sold properties, or comps, just like you or I would do, to try to determine the current market value of your home.  The comps used may or may not be the best or most realistic – they could be too dissimilar in size, location, or amenities, for instance.

If they aren’t good, you may be able to get your home’s assessed value, and hence the bill, reconsidered if you present better data and explain why your data is more accurate.

No one wants to see their property values depressed, but if it does happen, there may be a small silver lining: getting slightly lower property taxes, at least for a while.

 

How to appeal your property tax assessment

START HERE TO APPLY – you will find the prerequisites, the instructions, and the login to begin. (Have your comps ready!)

Information on appealing can be found on the county tax assessor’s office website.  This page has links and information on the process and procedures of appealing the valuation.

The appeal application form can be found here:  Assessment Appeal Application form

The folks in charge of the property tax assessment and appeal process, the review, and the hearing are:

Assessment Appeals Division
70 West Hedding Street
East Wing, 10th Floor
San Jose, CA 95110
Phone: (408) 299-5088
Fax: (408) 298-8460
Email: AssessmentAppeals@cob.sccgov.org

It’s actually very straightforward to appeal your property tax assessment: you simply complete the form and submit it online together with PDFs of your comparable sales to provide support for the lower valuation. The application form states at the end: “The request must contain the basis of your opinion of value. Please include comparable sales, cost, and income data where appropriate to support the value.”
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